Q01
What is the time limit for applying for a loan from the bank after the SME financing loan is approved and the approval notice is issued?
A01
Applicants should apply for loan guarantee with the lending financial institution-Taipei Fubon Bank within three months from the day after the delivery of the approval notice. If the approval is not processed within the time limit, the approval notice will lose its validity and the applicant may apply to the Bureau of Industry and Commerce Reapply.
Q02
How to repay the loan after the application for SME financing is approved?
A02
Those who have been reviewed and approved by the review team must provide the same number of repayment notes from the borrower, business or guarantor according to the approved amortization period (if 60 periods are approved, please prepare 60 checks). If there is a check issue, Taipei Fubon Bank has dedicated staff to assist in handling.
Q03
What should I do if I am unable to pay off or fail to repay on time due to business operations?
A03
In the event of the above, it is recommended that the undertaking financial institution should be proactively notified to facilitate subsequent assistance in handling the repayment method.
Q06
Where can I get the loan information and application form?
A06
If you need it, please call 1999 #6616 or #1229.
Q07
When applying for this loan, who should apply?
A07
The application should be made by the person in charge of the business.
Q08
Under what circumstances will the interest subsidy for this loan be cancelled?
A08
If the business operated by the lender has the following circumstances, the Bureau of Industry will stop the interest subsidy and notify the lender and the lending financial institution that the interest after the subsidy ceases will be borne by the lender:
(1) Closure or closure of business.
(2) The registered address moves out of this city.
(3) Failure to amortize the loan principal on a monthly basis.
(4) Change the person in charge or representative of the first category application.
(5) After the loan is issued, the time limit and repayment method shall be adjusted with the undertaking financial institution.
Q09
Are there any industry restrictions for applying for this loan?
A09
According to regulations, the person in charge or legal representative of the financial and insurance industry, coal mining industry or special entertainment industry cannot apply for this loan. Anyone in the above-mentioned industries can apply for this loan.
Q10
How to determine the small-scale business referred to in this loan? What are the industries involved?
A10
Small-scale businesses refer to those who are exempt from registration in this city in accordance with Article 5 of the Business Registration Law.
