
Q01
What is the repayment period of the loan?
A01
The loan period is up to five years, and the maximum grace period including the principal is one year.
Q02
What is the purpose of the loan?
A02
The purpose of the loan is limited to the purchase of factory buildings, business premises, machinery, equipment or operating working capital.
Q03
What is the time limit for applying for a loan from the bank after the SME financing loan is approved and the approval notice is issued?
A03
Applicants should apply for loan guarantee with the lending financial institution-Taipei Fubon Bank within three months from the day after the delivery of the approval notice. If the approval is not processed within the time limit, the approval notice will lose its validity and the applicant may apply to the Bureau of Industry and Commerce Reapply.
Q04
How to repay the loan after the application for SME financing is approved?
A04
Those who have been reviewed and approved by the review team must provide the same number of repayment notes from the borrower, business or guarantor according to the approved amortization period (if 60 periods are approved, please prepare 60 checks). If there is a check issue, Taipei Fubon Bank has dedicated staff to assist in handling.
Q05
What are the circumstances of the applicant or the company that will not be able to apply for this loan?
A05
When the conditions for not approving the loan are met, the loan will not be approved.
Q06
What should I do if I am unable to pay off or fail to repay on time due to business operations?
A06
In the event of the above, it is recommended that the undertaking financial institution should be proactively notified to facilitate subsequent assistance in handling the repayment method.
Q08
How to identify the SMEs referred to in the loan?
A08
According to the certification standards of Small and Medium Enterprise Administration Ministry of Economic Affairs.
Q10
Where can I get the loan information and application form?
A10
If you need it, please call 1999 #6616 or #1229.