Q03
Where can I get the loan information and application form?
A03
If you need it, please call 1999 #6616 or #1229.
Q04
What is the purpose of the loan?
A04
The purpose of the loan is limited to the purchase of factory buildings, business premises, machinery, equipment or operating working capital.
Q05
What is the focus of the review of SME financing loans?
A05
This loan is set up by the Taipei City SME Financing Loan Review Team by the Bureau of Industry to review the applicant’s qualifications, financial structure, use of funds, business conditions, industry prospects, loan quota, loan period and grace period, etc., and passed the review In case of such cases, the Industrial Development Bureau will issue a notice of approval.
Q06
What are the circumstances of the applicant or the company that will not be able to apply for this loan?
A06
When the conditions for not approving the loan are met, the loan will not be approved.
Q07
Under what circumstances will the interest subsidy for this loan be cancelled?
A07
If the business operated by the lender has the following circumstances, the Bureau of Industry will stop the interest subsidy and notify the lender and the lending financial institution that the interest after the subsidy ceases will be borne by the lender:
(1) Closure or closure of business.
(2) The registered address moves out of this city.
(3) Failure to amortize the loan principal on a monthly basis.
(4) Change the person in charge or representative of the first category application.
(5) After the loan is issued, the time limit and repayment method shall be adjusted with the undertaking financial institution.
Q08
What is the repayment period of the loan?
A08
The loan period is up to five years, and the maximum grace period including the principal is one year.
Q09
What is the loan application process? How many days will it take?
A09
The applicant submits an application to DOED and completes it within 45 days.
Q10
Do I need to provide a guarantor or collateral to apply for a loan? Do you want to pay extra?
A10
The person in charge of the loan applicant and the loan company shall be the joint guarantor
