
Q01
What should I do if I am unable to pay off or fail to repay on time due to business operations?
A01
In the event of the above, it is recommended that the undertaking financial institution should be proactively notified to facilitate subsequent assistance in handling the repayment method.
Q02
How to repay the loan after the application for SME financing is approved?
A02
Those who have been reviewed and approved by the review team must provide the same number of repayment notes from the borrower, business or guarantor according to the approved amortization period (if 60 periods are approved, please prepare 60 checks). If there is a check issue, Taipei Fubon Bank has dedicated staff to assist in handling.
Q03
What is the time limit for applying for a loan from the bank after the SME financing loan is approved and the approval notice is issued?
A03
Applicants should apply for loan guarantee with the lending financial institution-Taipei Fubon Bank within three months from the day after the delivery of the approval notice. If the approval is not processed within the time limit, the approval notice will lose its validity and the applicant may apply to the Bureau of Industry and Commerce Reapply.
Q04
When applying for this loan, who should apply?
A04
The application should be made by the person in charge of the business.
Q05
How to identify the SMEs referred to in the loan?
A05
According to the certification standards of Small and Medium Enterprise Administration Ministry of Economic Affairs.
Q06
Which unit should I apply for the loan?
A06
Taipei City Government Financing and Loan Office.
Q07
Do I need to provide a guarantor or collateral to apply for a loan? Do you want to pay extra?
A07
The person in charge of the loan applicant and the loan company shall be the joint guarantor
Q08
What is the loan application process? How many days will it take?
A08
The applicant submits an application to DOED and completes it within 45 days.
Q09
How do I apply for a credit report?
A09
Please contact 1999 #6616 or #1229.
Q10
What documents should be attached to apply for SME financing loan?
A10
For relevant information and application forms (forms), please go to Taipei Citizen's e-dotcom or Taipei City Financing and Loan Application Website to download electronic files for use.